If you're a landlord who is looking to buy a property to rent it out, you would be looking at getting a Buy to Let mortgage. This type of mortgage does come with a different lender's criteria compared to your traditional mortgage as they tend to be higher risk.
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HMO mortgage is a type of Buy to Let mortgage designed for properties under the HMO umbrella. Also known as a House in Multiple Occupations, these properties are rented out to multiple tenants who don't live in the same household but will sometimes share bathrooms and kitchens.
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A holiday let is a property that is let out to holidaymakers for short durations. To be considered a holiday let, a property must be furnished for 210 days a year, allowing the owner to use it for up to 22 weeks.
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Curious about how much you could borrow for a mortgage? Our handy mortgage calculator can give you a rough idea of the amount you might be paying based on the home's value, the current interest rate, and the ideal repayment period. Find out how much you can borrow today!
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